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American Express Gold: Best “non-travel” travel card

Why it’s great in one sentence: The American Express Gold card earns tons of valuable Amex travel points on practically all the food-related purchases you’re making even when you are not traveling, and the credits available on the card nearly offset (µÖÏû) its annual fee.

This card is right for: People who can use all of the card’s various credits and who spend significant

money at restaurants, on food delivery services or at U.S. supermarkets while they are not on the road.

Highlights:

First, with the Amex Gold, you’ll earn 4 points for every dollar you spend on restaurants worldwide, and on up to $25,000 in annual purchases at U.S. supermarkets (1 point per dollar afterwards). Most food delivery services count as “restaurants” on this card, so that means the vast majority of your food purchases will earn 4 points, regardless of how you’re eating.

You’ll also earn 3 points per dollar when you book airfare directly with an airline, so if you’re looking to jump on any sales for flights later in the year, you can pay for them with the Amex Gold and earn extra points on those as well.

The points earned on this card are American Express Membership Rewards points, which are extremely useful. You can redeem them directly for flights via Amex Travel at 1 cent each, but if you put  in some extra effort and research, you can potentially get much more value from them by transferring them to any of Amex’s 21 airline and hotel partners, which include Delta Air Lines, JetBlue, Marriott and many more.

1.      What can we know about the American Express Gold card?

A. It requires no annual fee.                             B. It has a link with food purchases.

C. It is targeted at delivery services.                  D. It is right for restaurant managers.

2.      If you spend $ 25,800 annually at U.S. supermarkets, how many points will you earn?